What is a Credit to Debt Calculator? Manage Your Utilization Like a Pro
That frustrating feeling when your credit score plateaus, despite making all your payments on time, often stems from …
Credit Card
Credit Utilization for FICO 2, 4, and 5 (Mortgage Scores) Explained
You’ve spent months getting your credit in shape. Your FICO Score 8 is at a solid 760, and …
Review: Best Credit Cards for Credit Utilization (Cards That Give You More Control)
You check your credit score and see an unexpected drop. The reason? A high balance reported on a …
Does Your Business Credit Card’s Utilization Impact Your Personal Credit?
Many small business owners operate under a dangerous assumption: that their business credit card is completely separate from …
Credit Utilization and Credit Card Rewards: How to Maximize Points Without Hurting Your Score
You’re ready to earn big: you’ve got a new rewards card and a plan to hit that welcome …
Secured Credit Card Utilization: The Critical Rules for a $500 Limit
A secured credit card is one of the best tools for building or rebuilding your credit. But there’s …
The Magic of Zero: When to Aim for 0% vs. 1% Credit Utilization for a Max Score
What if we told you that having a 1% credit utilization rate could be better for your credit score than …